Privacy Policy
Privacy Notice
Our mission is to provide you with superior products and services. While the nature
of insurance requires that insurance companies periodically gather personal information
about you, Company recognizes your concerns about the security and protection of this
information. This notice describes Company's overall commitment to privacy with respect
to nonpublic personal financial or health information that we maintain about you.
Why we collect information
We collect information about you that is necessary to review, process or service
your requests for products, benefits or other services. For example, we may collect
nonpublic personal financial and health information to determine eligibility for
coverage or benefits.
Types of information we collect
Most of the information we collect is obtained from the application completed by
you. Depending on the nature of your insurance transaction, we may need additional
information. For auto insurance, we may need information from your motor vehicle
records. For property coverages, we may send someone to inspect your property and
verify information about its value and condition. A photo of any property to be
insured might be taken. We may receive consumer credit information from a consumer-reporting
agency regarding your credit standing. We may review insurance claims information
and other loss information reports. And, we may also obtain medical or financial
information to adjust claims.
How we disclose your information
The information that we collect as described above is used to provide coverage,
service, benefit and other insurance-related decisions. This information is sometimes
shared as permitted by law, with Company affiliates and nonaffiliated third parties
to carry out daily business functions; review, process or service your products
or services; or in connection with product offerings. Examples of nonaffiliated
third parties with whom we can and do share your information are:
- Insurance Agents, Brokers;
- Insurance regulatory authorities;
- Claim Service and Administrators engaged by us to adjust, administer, service or
process claims; and
- Reinsurance companies.
- Other than as described above, we do not share your personal information with nonaffiliated
third parties, without giving you an opportunity to tell us that you do not want
us to share the information.
How we protect your information
Company restricts access to information to those employees or service providers who
need to know the information in order to provide products or services to you. We
maintain physical, electronic and procedural safeguards that comply with state and
federal regulations to protect your personal information. Our support service vendors
are selected on a number of factors, one of which is their security and handling
of the personal information we share with them. Our employees are instructed on
their responsibilities and importance of the confidentiality of personal information.
Contact for privacy matters
If you have questions regarding privacy matters, you may contact us
by phone at 770.998.7411 or by e-mail at
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